Homeownership
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1 SB2011   Sen. Gu (D)
S2011
H7066
An Act Relating To Insurance-Casualty Insurance Generally-Limitations On Policy Cancellations And Renewals

Requires homeowner’s insurance providers to provide two months’ notice before increasing any policy renewal premium more than 20% and a violation constitutes a deceptive trade practice punishable by a fine not to exceed $1,000.

Housing;  Insurance;  Property; 

01/09/2026  Introduced, referred to Senate Commerce
03/27/2026  Scheduled for hearing and/or consideration (03/31/2026)

2 SB2059   Sen. Gu (D)
S2059
H8276
An Act Relating To Taxation -- Tax Sales

Requires specific notice of the tax sale to the taxpayer with a copy of this § 44-9-10 attached thereto. Failure to do so would render the tax sale null and void.

State Affairs;  Taxation; 

01/09/2026  Introduced, referred to Senate Judiciary
02/27/2026  Scheduled for hearing and/or consideration
02/27/2026  Scheduled for hearing and/or consideration (03/03/2026)
03/03/2026  Committee recommended measure be held for further study (9-0)

3 SB2367   Sen. Lawson (D)
An Act Relating To Taxation -- First-Time Homebuyer Savings Account Act

Allows an individual, who is a first-time homebuyer, to contribute funds to a first-time homebuyer savings account with Rhode Island housing to pay for eligible costs to purchase a home and receive tax deductions and exemptions.

Financial Institutions;  Housing;  Real Estate;  State Affairs;  Taxation; 

01/29/2026  Introduced, referred to Senate Finance
01/30/2026  Introduced, referred to Senate Finance

4 SB2442   Sen. Paolino (R)
S2442
H7798
An Act Relating To Property -- First-Time Home Buyer Savings Program Act

Establishes the first-time home buyer savings program act. Allows modifications to federal adjusted gross income for $50,000 in contributions and $150,000 of interest and dividends included in federal adjusted gross income.

Financial Institutions;  Property;  Real Estate;  State Affairs; 

02/06/2026  Introduced, referred to Senate Finance

5 SB3073   Sen. Britto (D)
S3073
H8104
An Act Relating To Property -- Mortgages Of Real Property

Limits mortgage prepayment rules to mortgages on owner-occupied properties with one to four dwelling units.

Housing;  Mortgages;  Property;  Real Estate; 

03/13/2026  Introduced, referred to Senate Commerce

6 SB3094   Sen. Tikoian (D)
S3094
H8273
An Act Relating To Property -- Homeowners Association Law

Creates the homeowners association law to provide operational procedures for residential communities subject to the management of a homeowner association.

Housing;  Property;  Real Estate; 

03/13/2026  Introduced, referred to Senate Housing and Municipal Government

7 HB7066   Rep. Azzinaro (D)
H7066
S2011
An Act Relating To Insurance -- Casualty Insurance Generally -- Limitations On Policy Cancellations And Renewals

Requires homeowner’s insurance providers to provide two months’ notice before increasing any policy renewal premium more than 20% and a violation constitutes a deceptive trade practice punishable by a fine not to exceed $1,000.

Insurance;  Motor Vehicle Insurance;  Property;  Real Estate; 

01/14/2026  Introduced, referred to House Corporations
01/30/2026  Scheduled for hearing and/or consideration
01/30/2026  Scheduled for hearing and/or consideration (02/03/2026)
02/03/2026  Committee recommended measure be held for further study

8 HB7284   Rep. Read (D)
H7284
S2050
An Act Relating To Probate Practice And Procedure -- Uniform Real Property Transfer On Death Act

Allows an owner or owners of real property to execute a deed that names one or more beneficiaries who will obtain title to the property at the owner's death without the necessity of probate.

Courts;  Death;  Probate Practice;  Property; 

01/23/2026  Introduced, referred to House Judiciary
01/23/2026  Scheduled for hearing and/or consideration
01/23/2026  Scheduled for hearing and/or consideration (01/29/2026)
01/25/2026  Committee postponed at request of sponsor (01/29/2026)
03/20/2026  Scheduled for hearing and/or consideration
03/20/2026  Scheduled for hearing and/or consideration (03/26/2026)
03/26/2026  Committee recommended measure be held for further study

9 HB7478   Rep. Hull (D)
An Act Relating To Insurance -- Homeowner Casualty Insurance Bill Of Rights

Creates a homeowner casualty bill of rights.

Insurance;  Property;  Real Estate; 

02/04/2026  Introduced, referred to House Corporations
03/27/2026  Scheduled for hearing and/or consideration (04/02/2026)

10 HB7513   Rep. Corvese (D)
H7513
S2424
An Act Relating To Businesses And Professions -- Real Estate Sales Disclosures

Requires radon testing within one year of any residential real estate transaction and the installation of a radon mitigation system if unsafe radon levels are present, at the seller's expense.

Business & Professions;  Health & Safety;  Real Estate; 

02/06/2026  Introduced, referred to House Corporations
02/06/2026  Scheduled for hearing and/or consideration (02/11/2026)
02/11/2026  Committee recommended measure be held for further study

11 HB7798   Rep. Newberry (R)
H7798
S2442
An Act Relating To Property -- First Time Home Buyer Savings Program Act

Establishes the first time home buyer savings program act. Allows modifications to federal adjusted gross income for $50,000 in contributions and $150,000 of interest and dividends included in federal adjusted gross income.

Housing;  Property;  Real Estate; 

02/12/2026  Introduced, referred to House Finance

12 HB8273   Rep. McNamara (D)
H8273
S3094
An Act Relating To Property -- Homeowners Association Law

Creates the homeowners association law to provide operational procedures for residential communities subject to the management of a homeowner association.

Housing;  Property;  Real Estate; 

03/11/2026  Introduced, referred to House Judiciary
03/20/2026  Scheduled for hearing and/or consideration
03/20/2026  Scheduled for hearing and/or consideration (03/26/2026)
03/26/2026  Committee recommended measure be held for further study